Home / Buyers

Buyer Resources

Questions about affordability, credit, or income? Trust us to find you what you need — fast. We make sure you feel confident and educated at every step.

Buy Smarter

Pre-approval is your competitive edge.

In the Bay Area, the buyers who win are the ones who are ready. Because HPI handles both your search and your financing in-house, we can get you genuinely pre-approved — not just pre-qualified — so your offer carries real weight.

  • Get approved in 21 days or less with our in-house HPI Financial team
  • Combine financing and real estate and earn up to $7,500 in cash back
  • One team coordinating your search, your loan, and your close
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Mortgage advisor meeting with homebuyers
Two Ways to Get Started

Resources for every kind of buyer

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First-Time Homebuyer

Buying your first home is exciting and overwhelming in equal measure. We walk you through every term, every form, and every decision — no jargon, no pressure. Sheila Peterson, our first-time-buyer specialist, has guided countless families to their first front door.

Talk to a Specialist
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Tips for Buyers

Know your real budget before you fall in love with a listing. Get pre-approved early. Don't skip inspections to win a bidding war. Lean on local market knowledge — more than 80% of buyers start online, but the best deals still come from an agent who knows the street.

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Payment Estimator

What might your monthly payment look like?

A quick estimate to get you oriented. For real numbers tailored to your situation — and to lock in a rate with no junk fees — talk to the HPI Financial team.

Estimate is for principal and interest only. It does not include property taxes, insurance, or HOA dues. This is an illustration, not a loan offer.

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Estimated Monthly Payment
$0/mo

Ready to start the search?

Tell us what you're looking for and we'll pair you with the right agent and get your financing moving.