Home / Financing

HPI Financial

The highest quality financial services, combined with low rates and varied loan options — tailored to you, one-on-one.

In-House Lending

Financing that's actually part of the team

Because HPI Financial sits under the same roof as your agent, your loan and your purchase move in lockstep. That means faster approvals, fewer surprises, and a single team accountable for getting you to the closing table.

Purchasing a Home

Competitive purchase financing with real pre-approval, so your offer stands out in a fast Bay Area market — approved in 21 days or less.

Refinance

Lower your rate, shorten your term, or tap equity. We'll run the numbers honestly and only recommend a refi if it actually serves you.

Consolidating Debt

Roll high-interest debt into one manageable monthly payment, freeing up cash flow and simplifying your finances.

Our Promise

No junk fees. No matter what.

You'll always know what you're paying and why. And when you combine HPI Financial with our real estate services, you can earn up to $7,500 in cash back at closing.

How It Works

One conversation gets it moving.

Tell us your goals and we'll build a tailored plan — the right loan, an honest rate, and a clear path to approval.

  • A one-on-one consultation, not a call-center script
  • Varied loan products matched to your situation
  • Approval in 21 days or less, with no junk fees
  • Coordinated directly with your HPI agent
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Happy homebuyers with keys to their new home